How much does a personal tax return cost in Billings?

Standalone 1040 preparation ranges from $350 for a simple W-2 return to $1,200+ for returns with rental property, multiple K-1s, or multi-state issues. Business-owner clients on our Complete monthly plan have personal returns included.

Do you handle out-of-state returns?

Yes. Many Montana residents work or own property in Wyoming, North Dakota, or elsewhere. We handle part-year, nonresident, and multi-state situations regularly.

What about rental properties?

We prepare Schedule E for long-term rentals, evaluate short-term rentals for Schedule C treatment where appropriate, and can coordinate cost segregation studies for larger properties.

How do I get you my documents?

Everything goes through our secure client portal — no email attachments with SSNs, no dropping papers off at the desk unless you want to.

What if I owe money I cannot pay?

We help you set up an IRS payment plan and calculate a realistic monthly payment. We also review whether an offer in compromise or first-time penalty abatement fits your situation.

Can you amend a prior year return?

Yes. If you find a missed deduction or receive a corrected 1099 or K-1, we can amend up to three years back for a federal refund.

Personal tax returns

Personal Tax Preparation in Billings, Montana

Name: Marlow Accounting
Address: 1643 24th St W Ste 102, Billings, MT, 59102, US
Telephone: (406) 290-1214
Price range: $$

Personal 1040 returns for Montana business owners and their families — coordinated with your business return, your K-1s, and your tax plan so the strategy works as a whole.

Schedule appointment (406) 290-1214

Who this is for

Business owners whose 1040 flows through from an S-corp, partnership, or LLC
Real-estate investors with rental properties or short-term rentals
High-earning W-2 professionals with equity compensation, stock sales, or side income
Households with multi-state income (worked in Wyoming or North Dakota, live in Montana, etc.)
Retirees managing RMDs, Social Security, and taxable brokerage income

What's included

Federal 1040

Full federal return with all supporting schedules — Schedule C, E, D, and any specialty forms.

Montana state return

Montana Form 2 and any part-year or nonresident state returns you require.

K-1 integration

K-1s from businesses we prepare (or you provide) integrated into your personal return with basis tracking.

Rental property support

Schedule E for long-term rentals and Schedule C treatment for short-term rentals when appropriate.

Estimated payment calculations

Q1–Q4 federal and state estimates calculated from real numbers, updated as the year progresses.

E-file with fast refund

Federal and state e-filed as soon as your return is signed, with direct deposit refunds where applicable.

Why business owners need coordinated personal returns

If you own an S-corp, LLC, or partnership, your personal return is not really personal — it is the last mile of your business return. Your K-1 flows to your 1040. Your reasonable compensation shows up on your W-2. Your health insurance, retirement contributions, and QBI deduction depend on how the business return was prepared.

When the same team prepares both, everything lines up. When they are split across two firms, the handoff is where deductions get missed and mistakes creep in.

Common personal-return complexity we handle

Rental real estate — including active vs. passive treatment, short-term rental strategies, and cost segregation planning. Investment income — capital gains, qualified dividends, and the interaction with net investment income tax. Stock compensation — RSUs, ISOs, ESPP, and the sneaky AMT issues that come with ISO exercises. Multi-state filings — for families with income earned or property owned in more than one state.

We also handle the ordinary complexity that trips up self-prepared returns: dependent care credit, education credits and 529 planning, HSA and IRA optimization, and the qualified business income (QBI) deduction for pass-through owners.

How our personal tax prep works

In January, you get a document checklist tailored to your situation. Upload documents to our secure portal as they arrive. When your return is ready, we schedule a 20–30 minute call to walk through it, answer questions, and discuss next-year planning moves. You sign electronically and we e-file the same day.

For Complete plan clients, personal return preparation is included in the monthly price along with the business return, so you know your total accounting cost for the year up front.

FAQ

Personal Tax Preparation questions

Something else on your mind? Just ask us.

Related services

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Clean, current books — every month, without you lifting a finger. Marlow Accounting provides monthly bookkeeping for small businesses across Billings and Montana, delivered by a dedicated team on a fixed monthly price.

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Payroll is where small mistakes turn into big penalties. Marlow Accounting runs full-service payroll for Montana small businesses — direct deposit, tax filings, year-end forms — integrated with your bookkeeping so nothing falls through the cracks.

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Tax Planning

Filing a tax return is not tax planning. Tax planning is what happens between January and December — the strategy that decides how much you owe when the return is prepared. Marlow Accounting builds proactive tax plans for Montana business owners, then executes them across the year.

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Ready to talk personal tax preparation?

Call us or schedule an appointment — we'll answer your questions and quote your work up front.

Call (406) 290-1214 Schedule appointment